Terms of Service

1. Agreement

By accessing or using the website operated by AI Small Biz Efficiency (the “Site”), you agree to these Terms of Service. If you do not agree, do not use the Site. We may update these terms from time to time; the “Last updated” date will reflect substantive revisions. Your continued use after changes constitutes acceptance of the revised terms to the extent permitted by applicable law.

2. The Site is informational

Content on the Site is provided for general information and education. It is not legal, financial, tax, medical, or professional advice for your specific situation. AI tools, regulations, and vendor terms change frequently; you are responsible for validating any decision with qualified advisors and with official sources in your jurisdiction.

3. No warranty

The Site and its content are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

4. Limitation of liability

To the fullest extent permitted by law, AI Small Biz Efficiency and its contributors will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, goodwill, or business opportunities, arising out of or related to your use of the Site or reliance on its content. To the extent permitted by law, our aggregate liability for any claim arising from the Site shall not exceed the greater of (a) the amount you paid us to access the Site in the twelve months preceding the claim, or (b) zero if the Site is free to use.

5. Intellectual property

Unless otherwise noted, text, layout, graphics, and editorial selection on the Site are owned by AI Small Biz Efficiency or used with permission. You may view and share links to the Site for non-commercial purposes. You may not scrape the Site in a way that harms performance, copy substantial portions for commercial redistribution without permission, or remove proprietary notices.

6. Acceptable use

You agree not to misuse the Site, including by attempting unauthorized access, interfering with security features, transmitting malware, harassing others through our contact channels, or using automated means to access the Site in violation of robots.txt or reasonable rate limits. We may suspend or terminate access if we reasonably believe harmful activity is occurring.

7. Third-party links and tools

The Site may reference or link to third-party products, services, or websites. Those third parties are independent; we do not control their practices. Your use of third-party offerings is governed by their terms and policies.

8. Indemnity

To the extent permitted by law, you agree to indemnify and hold harmless AI Small Biz Efficiency from claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your misuse of the Site, your violation of these terms, or your violation of third-party rights.

9. Governing law and disputes

These terms are governed by the laws of the jurisdiction we designate for our operating entity, without regard to conflict-of-law principles that would require applying another jurisdiction’s laws. Courts in that jurisdiction will have exclusive venue for disputes, unless applicable consumer protection law in your country requires otherwise. If any provision is unenforceable, the remaining provisions remain in effect.

10. Contact

Questions about these terms may be submitted through the Contact page on this Site. We do not provide legal interpretation of these terms for individual readers; consider consulting your own counsel for binding guidance.